Use case

Neobanks

Launch your own neobank with a ready-to-go white label banking app

Looking to start your own neobank? With our white label app, you can easily build and launch a fully branded financial service app that offers a full suite of digital banking features.

Customize, design, and deploy your mobile banking app—no coding required—and provide your customers with the innovative financial solutions they need.

Solving key banking challenges with Intergiro's white label solutions

Problem

Banks are not meeting the needs of customers

Traditional banks struggle to meet the diverse needs of modern customers, falling behind in innovation and user-centric services.

Solution

Provide your own financial services

With our white label platform, you can design, customize, and launch your own neobank effortlessly—no coding required. Deliver innovative financial services that truly meet your customers' needs

Problem

Regulatory approval

Navigating regulatory requirements for financial services is complex, time-consuming, and costly, often taking up to 18 months.

Solution

Build on our EMI-license

Skip the lengthy regulatory process with our EMI-licensed platform. Quickly launch your compliant neobank with minimal investment and no coding required.

Manage your neobank app and operations seamlessly

Backoffice for user management

Easily manage your end-customers with our intuitive and comprehensive backoffice system.

App customization through CMS

Easily customize your app's design to perfectly match your brand and customer expectations using our intuitive CMS.

Forget about coding

Fast-track your app's launch with our streamlined process, eliminating the complexities of coding, testing, and compliance.

Build your unique brand identity

Upload your logo and icons in our CMS, set your theme and colors, and craft a look and feel that perfectly aligns with your brand identity.

Customize themes and layouts

Personalize your app’s layout and features, ensuring an experience tailored to your users.

Set pricing for your customers

Set pricing for your customers to align with your business goals. Customize fees to maximize engagement and profitability.

Preview your digital banking app

Preview your app live in our CMS to ensure it meets your expectations before going public.

Deploy your app in minutes

Launch your branded banking app to the App Store and Google Play in minutes—no coding required.

Backoffice: your ultimate command center

Backoffice is your platform to manage end-users, track events, streamline operations, and gain real-time insights—all in one seamless, intuitive interface.

  • Easily manage users, permissions, and KYC status.
  • Monitor transactions in real-time.
  • Tailor pricing plans to match your customers’ needs.
  • Launch in-app partnership or affiliate programs.

Powerful banking features for your app

Multiple top-up methods

Enable secure card top-ups through Visa and Mastercard, alongside inbound SEPA transfers. 

Payment accounts

Automatically open an account with a dedicated IBAN for each customer. 

Payment requests

Offer an efficient money request feature, allowing users to easily split payments. 

Loyalty and rewards

Boost customer retention by offering in-app partnership programs, incentivizing usage and enhancing user satisfaction.

Virtual and physical cards

Provide both virtual and physical debit cards, users can manage their cards directly through the app.

High-level security

Ensure secure login processes with advanced biometric options like FaceID. 

Consumer onboarding

Facilitate smooth and frictionless onboarding, fully integrated within the app.

Modular pricing

Customize pricing plans to suit different customers, offering user-centric pricing model.

Issue payment accounts to your customers

Offer your customers secure, feature rich accounts built on our Europe-wide, fully regulated BaaS platform

  • Unique IBANs for your customers
  • International and local payment rails
  • Reconciliation tools

Onboard your customers

Leave all the regulation to us and seamlessly onboard your customers

  • Automated ID verification
  • Automated KYC checks
  • Automated sanctions screening

Issue branded cards

Issue and dynamically manage your own branded virtual and physical cards

  • Branded physical and virtual cards
  • Apple and Google pay enabled
  • Dynamic card controls
  • Access funds at ATMs

Unlock multiple revenue streams

Subscription revenue

Generate consistent recurring income through subscription models. 

Top-up revenue

Charge a percentage for instant account card top-ups.

Affiliate revenue

Boost revenue derived from affiliate programs or partnerships.

Payment revenue

Earn revenue from transaction fees on payments processed. 

Build your fintech neobank

Transform your vision into a ready-to-launch banking app