As a financial institution, we're regulated in Sweden by Finansinspektionen (The Swedish Financial Regulator) under the Electronic Money Regulations 2011, Licence Reference: 48003, for the issuing of electronic money.

We also have to satisfy all of the regulatory bodies that we report to globally. You can see information about our other country specific licenses here.

We maintain bank level security, which is continually independently tested and audited, and reinforced by ongoing training of all of our staff. Our security includes preventative measures, such as 2-step login, and our verification procedures. These are specifically designed to ensure we are protecting your account from unauthorised access. This is allied to comprehensive technical safeguards and dedicated teams monitoring your profiles for any unusual activity.