Launch a Card Program Fast with Intergiro's BIN Sponsorship

You’re building something people love. Now picture this – your own branded card, in your users’ wallets, ready to go online or in-store. Not in years. In weeks.

That’s what happens when you launch your card program through BIN sponsorship with Intergiro.

If you’re a fintech startup looking to issue cards without becoming a bank, this is the shortcut. Real banking infrastructure, built for speed, wrapped in a fully managed solution. It’s banking as a service, without the baggage.

What is BIN sponsorship? (And why should you care?)

A BIN (Bank Identification Number) is what connects your card program to card scheme networks like Visa or Mastercard. It’s what lets your cards work anywhere.

Traditionally, if you wanted to issue cards, you had two options:

1. Become a licensed bank (takes years)
2. Partner with one

BIN sponsorship is what happens when you select option two and act quickly.

Here’s how it works: as a licensed provider, Intergiro gives you access to our BINs, scheme memberships and infrastructure. You stay focused on building a great product. We handle the licenses, compliance and backend plumbing, allowing you to launch your card program quickly and efficiently.

You get to:

• Issue cards under your brand
• Skip the licensing maze
• Go live in a fraction of the time

BIN sponsorship is your shortcut to becoming a card issuer – without becoming a bank.

Why startups build with Intergiro

We’ve made it radically easier to launch your card program. We’re a fully licensed Electronic Money Institution (EMI) in the EU and principal member of Visa and Mastercard. This means we already have the licenses and connections in place, so you don't have to wait around for approvals. We've done the groundwork so that you can build and scale your business. 

What you get:

• Virtual & physical cards, ready to issue
• Your brand, your design – we stay invisible
• Apple Pay & Google Pay from day one
• Real-time controls and spend notifications
• Fraud monitoring, PCI-DSS compliance, and KYC handled
• Seamless integration through modern APIs

We don’t just provide you with a BIN – we offer a fully managed issuing solution that seamlessly integrates with your app or platform.

Compliance as a service (yes, really)

Let’s face it: compliance can kill momentum. It’s complex, resource-intensive and rarely founder-friendly.

That’s why we’ve baked compliance directly into the product. When you issue cards with Intergiro, we handle:

• KYC and AML checks
• Card network compliance
• Risk monitoring
• Regulatory reporting

It’s compliance as a service – so you can stay lean and move fast without compromising on trust or safety.

Designed for speed, built to scale

Speed matters. Especially in fintech. That’s why Intergiro is optimised for startups that want to build, launch, and grow quickly without friction.

Here’s what makes it work:

1. Launch in weeks

Our infrastructure is ready to go. No long licensing delays. No hidden setup traps. Just issuing cards to your customers – fast.

2. Stay compliant

Our team handles the regulation, audits, and scheme checks. You stay focused on growth.

3. Scale with confidence

From MVP to millions of users, our platform grows with you. We support high volumes, EU/ EEA reach and multi-market expansion - no rebuilds required.

4. Total brand control

Your cards, your app, your UX. Intergiro stays behind the scenes, letting you own every user interaction.

Ready to issue your first card?

Launching a card program used to be a multi-year journey. With Intergiro’s BIN sponsorship, it’s now a sprint.

You bring the vision. We bring the rails, licenses, compliance and support. Together, we bring your card program to life.

Whether you’re building a neobank, rewards app, expense management tool, or creator platform, Intergiro provides the infrastructure to launch with confidence.

Let’s build your card program.

👉 Talk to our team and see how fast you can go live with Intergiro.